Commercial Auto Insurance
COMMERCIAL AUTO INSURANCE
Are you using your personal car to go sourcing on a regular basis? Do you use it to drop off shipments to UPS? Are you transporting goods or people? You may need a commercial Auto Insurance Policy.
WHAT IS THE DIFFERENCE BETWEEN COMMERCIAL AND PERSONAL AUTO INSURANCE?
WHEN DO I NEED TO GET A COMMERCIAL POLICY?
There are cases where adding business use to your personal auto is sufficient coverage. If you’re a sole proprietor and usage is minimal, a personal auto with business use will suit your needs and cover you properly. But you need to make sure your auto insurance carrier adds business use to your policy.
A vehicle owned by the business in any way will need to be on a commercial policy. If you are using your vehicle on a regular basis and you and using it for sourcing and transporting goods, you are going to need a commercial policy.